Tim Ball

Name: Tim Ball

Email: tim@southernmortgages.co.uk

Phone: 07432 231214

Mobile: 07432 231214


Southern Mortgages
Company: Southern Mortgages

Job title: Mortgage & Protection Adviser

Type of business: Mortgage & Protection Broker

Website: www.southernmortgages.co.uk

ebn groups:

Tim is a member of the following groups: Southchurch , Southend


About Tim

Southern Mortgages are whole of market Mortgage & Protection brokers based in the market town of Rochford, Essex. We have access to over 100 lenders and look after clients both locally and nationally. Whether you are looking to purchase a property (be it your first or fiftieth), re-finance your existing property for home improvements, to consolidate debts or even to release money to purchase the car or holiday you have always dreamed of we are happy to assist you in the process. Our areas of expertise in the mortgage market covers, but is not limited to:


  • Residential Purchases (first time buyers & home-movers)

  • Re-mortgages (Residential & Buy-to-Let)

  • Buy-to-Let mortgages (including Portfolio, HMO, MUFB & complex criteria scenarios)

  • Self-Employed or Contractor Mortgages

  • Adverse Credit Mortgages (includes prior Bankruptcies & IVA's as well as CCJ's, Defaults, DMP's/DRO's, Missed Payments & Arrears including current)

  • Equity Release

  • Purchasing a 2nd home

  • Holiday Lets

  • Corporate Lets

  • Air BNB Lets

  • Self-build Mortgages

  • Secured Loans

  • Producing 'Mortgage Capacity Reports' for the use within Court

We will also assess your circumstances and tailor build from our whole of market panel of protection providers a plan that will protect your personal and business interests using a combination of the following products available to us:


  • Life insurance

  • Critical Illness Cover

  • Income Protection

  • Family Income Benefit

  • Relevant Life Policies

  • Keyperson Cover

  • Shareholder Protection

  • Whole of Life Policies

We are also experts in and can offer the following services in house:


  • Will Writing & Estate Planning


  • Lasting Powers of Attorney (Financial, Health & Business)

  • Cross-Option Share Agreements

If there is any question you have in regards to any of the above please do not hesitate to get in contact and we will be more than happy to have a chat with you and answer any questions you may have with no obligations.



Social links

Twitter: https://twitter.com/SMortgagesUK

Facebook: https://www.facebook.com/SouthernMortgages/

Latest News

view full calendar